Fewer fees. Competitive rates. Choose a business bank account that puts you in the best position to achieve your financial goals.
Among the Best Business Checking Accounts
Forbes Advisor | 2024
One of the Best Banks for Small Business
One of the Best Business Bank Accounts for Sole Proprietorships
Forbes Advisor | 2024
Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375. †
Forget about waiting in line at a branch. Get started now on your path to financial success with our digital accounts. Whether it’s checking accounts with low fees or savings accounts to grow your reserves, our business bank accounts make it easy – allowing you to put time and money back into your business.
No monthly maintenance fees. Free domestic incoming wires.
High-yield savings to grow your money faster. No monthly maintenance fees.
Quickly and easily process credit and debit cards for your customers.
Our mission is to make your banking experience easier so you can focus on what matters most – your business. Choose from our variety of business bank accounts and determine which is the best fit for your needs.
With low fees, easy access, and the ability to earn interest, our business checking accounts are designed to save you time and money.
A business savings account can grow your money and keep you prepared for financial emergencies.
We provide a variety of business banking services to move your small business forward.
Achieve your goals with a business loan.
Easy payment processing for your customers.
Complete your payroll quickly and easily.
Security through fraud and risk management solutions.
Access expanded FDIC insurance through a single-bank relationship.
Easier, smarter banking starts with the Axos All-In-One Mobile App.
Need a helping hand? Forget the phone tree. Call 844-678-2726 to speak to an actual person today and get customized solutions for your business.
Talk with a business banking representative Monday-Friday, 6 a.m. to 6 p.m. PT, excluding federal holidays.
A business bank account is designed to conduct business transactions, keeping them separate from your personal finances. You can make and receive payments in your businesses’ name instead of your name. Read about business bank accounts
Types of business bank accounts include checking, savings, certificate of deposit (CD), and money market. Research the features of each type of account to determine what is the best fit for you. Read about types of accounts
Small business banking is financial services tailored to small or medium-sized businesses. This can include business checking and savings accounts, merchant services, and treasury management. These services are designed for lower transaction volume and more personalized customer service. Read about having multiple business accounts
Generally, a small business owner should have three to six months of expenses saved. This amount should keep you financially protected in the case of an emergency. Read about starting your account
You’ll need the appropriate documentation, including Employer Identification Number (EIN), Social Security Number (if you’re a sole proprietor), ownership agreement, business license, and articles of incorporation/organization. Requirements can differ depending on the type of business you have. Read about the items you need
No. You will likely need to provide other business documents and information.Yes, your Axos business bank account is insured by the federal government up to $250,000 for individual accounts and up to $500,000 for joint accounts. You can get expanded FDIC coverage up to $250 million with Axos Bank InsureGuard+ Savings from IntraFi ® Network Deposits SM . Read about FDIC coverage
Axos Financial, Inc., All Rights Reserved. © Axos Bank, All Rights Reserved. © Axos Invest LLC. Member FINRA & SIPC. All Rights Reserved. © Axos Invest, Inc. All Rights Reserved.
Bank products and services are offered by Axos Bank ® . All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank. All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546. All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank. For more information read Axos Bank’s FDIC Notice.
Advisory services are offered by Axos Invest, Inc., an investment adviser registered with the Securities and Exchange Commission (“SEC”). For information about our advisory services, please view our Form CRS or our ADV Part 2A Brochure, free of charge. Brokerage services and securities products are offered by Axos Invest LLC, Member FINRA & SIPC. YOU MAY FIND MORE INFORMATION ABOUT OUR FIRM ON FINRA’S BROKERCHECK. View the background of this firm, or REVIEW our Form CRS. All cash and securities held in Axos Invest client accounts are protected by SIPC up to $500,000, with a limit of $250,000 for cash. Read more information about SIPC on the SIPC web page.
Securities and other non-deposit investment products and services are not deposits, obligations of or guaranteed by Axos Bank, are not insured by the FDIC or any governmental agency, and are subject to investment risk including possible loss of the principal invested. Past performance of a security does not guarantee future results or success.
Axos Invest LLC, Axos Invest, Inc., and Axos Bank are separate but affiliated companies.
† To be eligible to earn all or a portion of the cash incentive as part of the promotional offer "BPS375," a Business Premium Savings (BPS) account must be submitted between 08/08/2024 at 12:00 am PT and 12/31/2024 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) savings account promotional offer per year. Businesses that have held an Axos Bank or UFB savings account for the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
Business Premium Savings bonus of up to $375: You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening. An incentive of up to $375 can be earned during the first four (4) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month. $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99. $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater. You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met. Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
Axos Bank, Forbes Advisor "Among the Best Business Checking Accounts". ©2023 and TM, Forbes Advisor. All Rights Reserved. Please review the article, "Best Business Checking Accounts Of January 2023".